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The results of this past election proved once again that the Democrats had a golden opportunity to capitalize on the failings of the Trump Presidency but, fell short of a nation wide mandate. A mandate to seize the gauntlet of the progressive movement that Senator Sanders through down a little over four years ago. The opportunities were there from the very beginning even before this pandemic struck. In their failing to educate the public of the consequences of continued Congressional gridlock, conservatism, and what National Economic Reform’s Ten Articles of Confederation would do led to the results that are playing out today.. More Congressional gridlock, more conservatism and more suffering of millions of Americans are the direct consequences of the Democrats failure to communicate and educate the public. Educate the public that a progressive agenda is necessary to pull the United States out of this Pandemic, and restore this nations health and vitality.

It was the DNC’s intent in this election to only focus on the Trump Administration. They failed to grasp the urgency of the times. They also failed to communicate with the public about the dire conditions millions have been and still are facing even before the Pandemic. The billions of dollars funneled into campaign coffers should have been used to educate the voting public that creating a unified coalition would bring sweeping reforms that are so desperately needed. The reality of what transpired in a year and a half of political campaigning those billions of dollars only created more animosity and division polarizing one extreme over another.

One can remember back in 1992 Ross Perot used his own funds to go on national TV to educate the public on the dire ramifications of not addressing our national debt. That same approach should have been used during this election cycle. By using the medium of television to communicate and educate the public is the most effective way in communicating and educating the public. Had the Biden campaign and the DNC used their resources in this way the results we ae seeing today would have not created the potential for more gridlock in our government. The opportunity was there to educate the public of safety protocols during the siege of this pandemic and how National Economic Reform’s Ten Articles of Confederation provides the necessary progressive reforms that will propel the United States out of the abyss of debt and restore our economy. Restoring our economy so that every American will have the means and the availability of financial and economic security.

The failure of the Democratic party since 2016 has been recruiting a Presidential Candidate who many felt was questionable and more conservative signals that the results of today has not met with the desired results the Democratic party wanted. Then again? By not fully communicating and not educating the public on the merits of a unified progressive platform has left the United States transfixed in our greatest divides since the Civil War. This writers support of Senator Bernie Sanders is well documented. Since 2015 he has laid the groundwork for progressive reforms. He also has the foundations on which these reforms can deliver the goods as they say. But, what did the DNC do, they purposely went out of their way to engineer a candidate who was more in tune with the status-quo of the DNC. They failed to communicate to the public in educating all of us on the ways our lives would be better served with a progressive agenda that was the benchmark of Senators Sanders Presidential campaign and his Our Revolution movement. And this is way there is still really no progress in creating a less toxic environment in Washington and around the country.

So, you’ve been in the job market or plan to hit it soon and are looking for promising professions to join. While one solid reason often suffices to start a career in a particular field, we can give you ten reasons for becoming a pharmacy tech.But before that, let’s try and understand what exactly is it that a pharmacy technician does. Pharmacy technicians are allied healthcare professionals trained in performing administrative, clerical and pharmacy-related tasks under the direct supervision of a licensed pharmacist.You could call them the eyes and ears of a pharmacist as they provide a range of support services that help pharmacists fulfill their primary responsibilities. Here are top ten reasons why becoming a pharmacy technician may be a smart career move:Reason #1Positive job outlook: The U.S. Bureau of Labor Statistics has projected a much faster than average growth in the employment of pharmacy technicians over the next decade. According to the bureau, the growing number of older people requiring medication and advances in pharmaceutical research are expected to cause a 32 percent increase in the employment of pharmacy techs in the 2010-20 period.*Reason #2Minimal training requirement: Although pharmacy technicians do not have any formal educational requirements and can be trained on the job, but judging by the current employment trends, it’s best to complete a post secondary pharmacy technician training program and get professional certification to enjoy maximum opportunities. Career training in the field is available at vocational schools as well as community colleges. The training, depending on the program you choose, can last from a few months to a year.Reason #3Attractive remuneration: Pharmacy technicians enjoy attractive compensation, especially considering the fact that the educational prerequisites for the job are rudimentary at best compared to some of the other healthcare professions like nursing. According to the latest payscale.com data, pharmacy technicians make an average of $8.04 – $15.56 per hour or $16,773 – $35,199 per year in total pay, which includes annual salary, hourly wages, bonuses, overtime, tips, commissions, profit sharing, and other types of cash earnings.**Reason #4Online career training: Many schools offer online pharmacy technician training courses that are not just a flexible and convenient alternative to classroom training, but also accepted by employers as valid educational programs.Reason #5Flexibility in work schedule: Since a lot of pharmacies, especially the ones in hospitals, function round the clock, pharmacy techs may enjoy the flexibility to pick a work schedule that suits them. If you have other commitments during the day, you can request your employer for a late work shift.Reason #6Many work opportunities are available: Pharmacy technicians work in a variety of settings including hospital-based pharmacies, retail pharmacies, local drug stores, grocery and departmental stores, insurance companies, pharmaceutical research facilities, etc.Reason #7Opportunity to develop career skills: The job of a pharmacy technician can be a platform to develop important career skills that are also transferable from one job to another.Reason #8Work in clean environment: People with this job usually work in extremely clean and pleasant environment. In fact, part of their job is to keep the space they work in uncluttered and sanitized, so patients and/or their families can get their prescriptions filled without having to worry about contracting infections.Reason #9Potential to grow: With experience and further training, pharmacy technicians can rise up the ranks to supervisory roles. The work also provides an excellent training ground for pursuing advanced education in the field.Reason #10Become a part of the healthcare vertical: Becoming a pharmaceutical technician will provide you a chance to be a part of the flourishing healthcare sector and enjoy the prestige, stability, and gratification it offers. Not only will you receive the perks that come with being a healthcare professional, but you will also return home each day satisfied and content with having helped people at their time of need.Sources:*bls.gov/ooh/Healthcare/Pharmacy-technicians.htm#tab-6**payscale.com/research/US/Job=Pharmacy_Technician/Hourly_Rate

For many businesses, financing cash flow for their business can be like riding a continuous roller coaster.Sales are up, then they do down. Margins are good, then they flatten out. Cash flow can swing back and forth like an EKG graph of a heart attack.So how do you go about financing cash flow for these types of businesses?First, you need to accurately know and manage your monthly fixed costs. Regardless of what happens during the year, you need to be on top of what amount of funds will be required to cover off the recurring and scheduled operating costs that will occur whether you make a sale or not. Doing this monthly for a full twelve month cycle provides a basis for cash flow decision making.Second, from where you are at right now, determine the amount of funds available in cash, owners outside capital that could be invested in the business, and other outside sources currently in place.Third, project out your cash flow so that fixed costs, existing accounts payable and accounts receivable are realistically entered into the future weeks and months. If cash is always tight, make sure you do your cash flow on a weekly basis. There is too much variability over the course of a single month to project out only on a monthly basis.Now you have a basis to assess financing your cash flow.Financing cash flow is always going to be somewhat unique to each business due to industry, sector, business model, stage of business, business size, owner resources, and so on.Each business must self assess its sources of financing cash flow, including but not limited to owner investment, trade or payable financing, government remittances, receivable discounts for early payment, deposits on sale, third party financing (line of credit, term loan, factoring, purchase order financing, inventory financing, asset based lending, or whatever else is relevant to you).Ok, so now you have a cash flow bearing and a thorough understanding of your options available for financing cash flow in your specific business model.Now what?Now you are in a position to entertain future sales opportunities that fit into your cash flow.Three points to clarify before we go further.First, financing is not strictly about getting a loan from someone when your cash flow needs more money. Its a process of keeping your cash flow continuously positive at the lowest possible cost.Second, you should only market and sell what you can cash flow. Marketers will measure the ROI of a marketing initiative. But if you can’t cash flow the business to complete the sale and collect the proceeds, there is no ROI to measure. If you have a business with fluctuating sales and margins, you can only enter into transactions that you can finance.Third, marketing needs to focus on customers that you can sell to over and over again in order to maximize your marketing efforts and reduce the unpredictability of the annual sales cycle through regular repeat orders and sales.Marketing works under the premise that if you are providing what the customer wants that the money side of the equation will take care of itself. In many businesses this indeed proves to be true. But in a business with fluctuating sales and margins, financing cash flow has to be another criteria built into sales and marketing activities.Overtime, virtually any business has the potential to smooth out the peaks and valleys through a more robust marketing plan that better lines up with customer needs and the business’s financing limitations or parameters.In addition to linking financing cash flow more closely to marketing and sales, the next most impactful action you can take is expanding your sources of financing.Here are some potential strategies for expanding your sources for financing cash flow.Strategy # 1: Develop strategic relationships with key suppliers that have the ability to extend greater financing in certain situations to take advantage of sales opportunities. This is accomplished with larger suppliers that 1) have the financial means to extend financing, 2) view you as a key customer and value your business, 3) have confidence in the business’s ability to forecast and manage cash flow.Strategy # 2: Make sure where possible that your annual financial statements show a profit capable of servicing debt financing. Accountants may be good at saving you income tax dollars, but if they drive business profitability down to or close to zero through tax planning, they may also effectively destroying your ability to borrow money.Strategy # 3: If possible, only transact with credit worthy customers. Credit worthy customers allow both the business and potential lenders to finance receivables which can increase the amount of external financing available to you.Strategy # 4: Develop a liquidation pathway for your tangible assets. Equipment and inventory are easier to finance if lenders clearly understand how to liquidate the assets in the event of default. In some cases, businesses can get resale option agreements on certain equipment or inventory from prospective buyers assignable to a lender to be used as recourse against a lending facility for financing cash flow.Strategy # 5: Joint venture a sales opportunity with another business to share the risk of a large sales opportunity that may be too risky for you to take on yourself.SummaryThe primary long term objective of a business with fluctuating cash flow and margins is to smooth out the peaks and valleys and create a scalable business with more of a predictable sales cycle.This is best achieved with an approach that including the following steps.Step #1. Micro Manage your fixed costs and cash flow and accurately project out the cash flow requirements of the business on a weekly basis.Step #2. Take a detailed inventory of all the sources you have for financing cash flow.Step #3. Incorporate your financing constraints into your marketing approach.Step #4. If possible, only transact with credit worthy customers to reduce risk and increase financing options.Step #5. Work towards expanding both your financing sources and available source limits for financing cash flow.Business cycle stability and cash flow predictability is an evolutionary step for every business. The industries with longer sales cycles will tend to be the more difficult to tame due to a larger number of variables to manage.A continuous focus on the process for improvement outlined will help create the desired results over time.