Kaplan University Online Health Sciences Degree

Kaplan University School of Health Sciences has online health sciences degrees at associate’s, bachelor’s, and master degree levels. Their School of Health Sciences could pave the way to a rewarding career in some of the largest expanding and versatile careers in today’s health care industry. Their online degree programs are designed to provide a solid and well rounded education to you so that you will be able to help others in the health care industry upon graduation. If you keep up with the health headlines, you already know that America’s health care system is changing everyday. Future medical and health managers must be able to handle complex situations and new technology, economics, finance, and policies. Kaplan’s bachelor degree in health sciences will provide you with a solid foundation in the health care management field and a master’s degree in health care administration will put you in a position for leadership and management positions. Kaplan University’s educators are experts in their field with hands on experience, ensuring that you get the most up to date education from excellent professors.Online degrees in this field offer a lot of freedom because of all the career paths available. Some include nursing, hospital administration, and even working in a doctor’s office. According to the US Bureau of Labor Statistics, jobs in the health care industry are said to increase 22 percent to 2016, which is twice as much as average for other careers. Current salaries for these professionals is $57,000 to $250,000!If protecting and improving the health of many people is your passion, consider earning your online health sciences degree. An online degree could be the best choice for you if you are a working student or parent who doesn’t want to sacrifice time on work to go back to school. Online degrees are convenient since you can access your courses at any computer at any time you feel easiest.Request more information from Kaplan University and they will contact you shortly.

Make Your Own Premium Anti-Aging Skin Care Blends at Home

Have you always wanted to try the world’s finest skin care product, but found the prices somewhat outrageous? Ever considered making your own? It’s so easy to do, and you can create a formula precisely to match your skin type, with remarkable effective natural and pure botanicals (plant-based ingredients). Making these yourself will give you a skin care product that matches or exceeds the effectiveness of anything you can buy over the counter at a truly affordable price. Try one of these recipes and you may never go back to fancy labels, boxes and prices ever again!Essential Oils: The Best Skin Care BotanicalsYou’ll find essential oils in every “high end” mature skin beauty product, though sometimes you’ll see them discretely labeled as “plant extracts” or similar terms. The thing is that many folks still don’t realize that essential oils truly are medicine, not just fine smelling precious liquid in tiny bottles. When you understand that essential oils are simply the concentrated “volatile” (easily evaporated liquid) constituents naturally present in ALL plants, you’ll see that they’re nothing less than any other herbal concentrate. And essential oils are so very compatible with our skin — they are very easily absorbed — that they can actually work better than other types of botanical skin care ingredients. Making a custom recipe for yourself is as simple as matching the therapeutic properties of the essential oils to your skin’s needs — then mixing them together with one or more “fixed” oils, and voila! You’ve got the perfect daily skin care creation.
Woman’s Oil of Beauty: Rose Essential Oil
Again and again, in every natural skin care recipe book, one finds one oil more highly regarded than any other — Rose Otto, the steam distilled variety of Rose (it is also found as an Absolute, which is more appropriate for natural perfumes). Rose Otto has a host of therapeutic skin care properties: it hydrates without being greasy, it’s gently antiseptic, soothing to damaged skin, can heal broken capillaries, and supports the skin’s natural metabolism. It is also the most important oil for women for its heart opening, anti-depressant action — considered the “oil of the highest vibration” used in aroma-therapeutics. While a bit pricey, it’s very potent; only a few drops are needed in any recipe.Calendula: Nature’s Healing Magic

Calendula oil has been used for hundreds of years for all sorts of skin care uses. Its exceptionally soothing, with the traditional use being for infant’s skin care. The flowers have been hard to work with however, limiting the uses of this magnificent medicinal plant. A new extraction technique now offers us a Calendula oil concentrate, often labeled Calendula CO2. This new extract is highly antioxidant, powerfully wound-healing, and one of the most effective soothers of irritated or damaged skin available on Earth.Companion Oils for Balance and Vitality

One or more of these three oils are excellent companion oils to the Rose and Calendula. Rosemary “Verbenone” is a skin-care specialty oil, distilled from a particular variety of Rosemary herb. Long used in all sorts of body care preparations, Rosemary is thought to work by stimulating cellular metabolism (increasing the amount of nutrients getting into our skin cells), speeding the creation of new cells, and enhancing our skin’s vitality. Helichrysum is even more potently regenerative — often used in wound healing, Helichrysum will also increase new skin cell production, while drawing waste products from skin tissues. And lets not forget Lavender, the Grand-Daddy of skin-care medicine. Lavender is regenerative, antiseptic, anti-inflammatory, and aids skin conditions where stress may be an underlying factor.For specific skin care needs, we’ll also include Sandalwood and Myrtle essential oils in certain blends (you’ll see which oils go with which skin type in the recipes below). Both these oils are considered excellent for acne-prone skin. Myrtle is potently antiseptic, regenerative, and commonly found in acne and oily-skin formulas. Sandalwood is hydrating AND an excellent treatment for acne. Myrtle offers a great herbaceous “high note” to your blend, while Sandalwood gives a lovely earthy tone.Holding It All Together: Your Formula’s BaseWhile the essential oils are often considered the “active ingredients”, its important to consider the “carrier oils” are exceptionally therapeutic as well. For these recipes, we highly recommend the use of two very well-regarded tropical nut oils: Coconut and Kukui. Coconut has a very long history (thousands of years, actually) in skin care, mentioned often in Ayurvedic medicine. It is antimicrobial and hydrating (spanning the needs from the acne prone to the chronically dry). Kukui has similar properties, and remains liquid at room temperature — allowing easy mixing and application of your custom recipe. These two oils have been used by peoples of tropical climes to care for the skin of the young and old, successfully, for so long — and now you too can reap their benefits.Rosehip Seed: A Woman’s Beauty Gift from the Mountains of Chile
For everyone EXCEPT those prone to acne, Rosehip Seed oil is the third important base oil. Rosehip seed naturally balances the incredible tropical nut oils, coming from the high mountain arid regions of South America. Rosehip seed may be the most thoroughly studied carrier oil for skin care use — and with excellent results. Rosehip has been shown to significantly reduce the appearance of wrinkles, fine lines and scars, while smoothing overall skin texture and color. Imagine what its going to do with all these other top-notch therapeutic ingredients…let’s get on to mixing them.Get Yourself Started With These Ingredients and Instructions
Gather your ingredients: 1 glass bottle 30 or 60ml (1 or 2 ounces), preferably colored glass (helps protect the oils) with an eyedropper (makes it easy to dispense your formula later). ALL recipes are for EACH FLUID OUNCE, so you’ll want to know the size of our bottle to make measuring easier. A funnel might make things easier as well. And of course your selected base oils and essential oils (note for purchasing oils — the recipe calls for drops, and essential oils are sold in milliliters — there are 25 drops per milliliter).Mixing instructions: Add the required number of drops of each essential oil to your empty bottle. If making 2 ounces, double the amounts, 4 ounces, 4 times, etc. With a funnel, add approximate amounts of your carrier oil — if using all three carrier oils, for example, just fill the bottle about a third of the way with each oil. Don’t overfill, as you won’t be able to get the eyedropper in (if using one) without spilling! Gently invert the bottle several times and let set for a bit. The aroma will not really be brilliant until the following day, but you can use the mixture right away. The formulas are designed for using one to 3 times per day. On to the recipes:Brilliant Beauty Recipes for All Skin Types:
Moderate to sever dry skin with smile lines: Rose Otto 8 drops, Lavender 12 drops, Calendula CO2 6 drops, three parts Coconut and one part each Kukui and Rosehip seed oils.Mature skin with scars or color variations and smile lines: Rose Otto 6 drops, Lavender 8 drops, Helichrysum 6 drops, Rosemary V. 6 drops, Equal parts Coconut, Kukui, and Rosehipseed oils.Irritated or sensitive skin, perhaps with broken capillaries: Rosemary 8 drops, Lavender 6 drops, Calendula CO2 6 drops, Sandalwood 6 drops, in three parts Coconut and one part each Kukui and Rosehip seed oils.For oily, acne-prone or combination skin: Myrtle 10 drops, Lavender 8, drops, Rosemary V., 6 drops, in equal parts of Kukui and Coconut oils.Four easy recipes to get you started — and there’s so many essential oils to choose from, with a range of therapeutic properties. These blends described here can be VERY effective, and by making them yourself this first time, you’ll open up whole new doors to formulating your personal, customized, high-end skin care at a fraction of the cost of the Big Names in the business. May you have beautiful, healthy skin where every you go!

SPDN: An Inexpensive Way To Profit When The S&P 500 Falls

Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
Birdlkportfolio

By Rob Isbitts

Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.

The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.

SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.

Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.

Proprietary ETF Grades
Offense/Defense: Defense

Segment: Inverse Equity

Sub-Segment: Inverse S&P 500

Correlation (vs. S&P 500): Very High (inverse)

Expected Volatility (vs. S&P 500): Similar (but opposite)

Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.

Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.

Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.

Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.

Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.

Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy

Long-Term Rating (next 12 months): Buy

Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.

ETF Investment Opinion

SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.